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Is policy premium the monthly payment?
What is it? A premium is the amount of money charged by your insurance company for the plan you’ve chosen. It is usually paid on a monthly basis, but can ...
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Can a car be repaired after being totaled?
A totaled car is one where the cost to repair it to return it to its pre-collision condition would be more than the car is currently worth as determined b...
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Do you have to have other structures coverage?
If you have a fence, detached garage or another detached structure on your property, you’ll need other structures coverage to make sure they’re properly p...
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What insurances does a cleaning business need?
There is one main form of insurance which is required by most cleaning contractors, and that is public liability cover. If you undertake work for real est...
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How do I become a title agent in Virginia?
The Title Insurance License is required for anybody wishing to become a title agent. As set forth in the Code of Virginia § 38.2-1814.1, anyone making an ...
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Does homeowners cover motorcycle theft?
Your motorcycle will not be covered if it is included in the damage done to your home as a result of any covered perils on your homeowner’s policy. Motorc...
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Can hospital balance bills?
If you have both Medicare and Medi-Cal coverage (meaning you are a dual eligible beneficiary), health care providers (like a doctor or hospital) cannot ch...
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What happens to homeowners insurance when the homeowner dies?
When the homeowner who purchased the insurance policy passes away, the estate executor will be responsible for notifying the insurance company. Then, the ...
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How do I become an insurance adjuster in Texas?
How to Get Your Texas Insurance Adjuster License Claim residency in Texas OR a state that does not provide licensing for insurance adjusters. Take a state...
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How many days must a producer Report claims to the insurer?
An insurer or authorized representative of the insurer that terminates the appointment, employment, contract or other insurance business relationship with...
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