human stories
How do insurances work?
In most cases, the policyholder is a person (you) and the insurer is your insurance company. The insurer agrees to pay a certain amount if or when the pol...
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Do employers have to pay half of health insurance?
In most states, employers are required to contribute or pay for at least 50 percent of each employee’s health insurance premiums, although this depends on...
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Does Florida give points for out-of-state tickets?
Points from Out-of-State Tickets Florida law does not allow any school or program to remove points for a citation received in another state. Does Georgia ...
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Does earthquake insurance have a deductible?
The deductible for earthquake insurance is usually 10%–20% of the coverage limit. Depending on the policy, there may be separate deductibles. Your home, y...
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How long will an insurance company pay for a rental car?
30 days Insurance will pay for a rental car for up to 30 days after an accident, in most cases, as long as a customer has rental reimbursement coverage. T...
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What business insurances are required by law?
Policies you must have as a small business There’s only one policy you’re legally required to have as a small business, and that’s employers’ liability in...
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Can my grandson be on my car insurance?
If you let a grandchild borrow your car, the car will most likely stay covered under the terms of “permissive use.” If your grandchild is on their own aut...
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Is premises liability the same as general liability?
Premises liability is not the same as general liability. General liability refers to any harm done to or on someone’s property. Premises liability applies...
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How long is contestable period?
Contestability Period Explained In this period, which lasts for two years under California law, your insurance provider will investigate the claim for you...
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What is required to open a title company in Florida?
Before you can be appointed by a title insurance company, you will need to obtain three things: 1) a fidelity bond in an amount, not less than $50,000, ac...
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