culture
What is daycare coverage?
‘Day-care’ is the term used to describe treatment procedures that require hospitalisation for less than 24-hours. These include chemotherapy, radiation, d...
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Can I insure a car and not be the main driver?
Yes, someone else can take out insurance to drive your car without being the owner or registered keeper. However, many insurers will only allow those with...
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Is being pregnant a pre-existing condition for short term disability?
It’s also very important to understand that pregnancy is considered a pre-existing condition. That means if you were pregnant prior to signing up for cove...
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What is the song in the American Family Insurance commercial?
The commercial song is “You Make My Dreams” by Hall and Oates. Who wrote American Family Insurance jingle? David Carroll When do you remember first hearin...
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How much does cargo trailer insurance cost?
If you have a smaller cargo trailer for personal use only, then you can typically get a policy for less than $100 per year. If it is a commercial-use trai...
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What happens to a car when a spouse dies?
The executor is responsible for distributing the property identified in the will, which will include the vehicle if listed in the will. Additionally, if t...
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Is PL full coverage?
Personal liability (PL) insurance is one part of PLPD, and it goes into effect when you’re at fault in an accident. It covers the medical bills of the oth...
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Why do I have points on my insurance?
Points are given to drivers who have driving violations or offenses. The auto insurance point system is an important tool for insurance companies to deter...
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What Blue Book value do insurance companies use?
Insurance companies use Kelley Blue Book as a reference but will set their own policies as to which values they use. My car is more than 21 years old. How...
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What is the consideration in a typical insurance contract?
Consideration. This is the premium or the future premiums that you have to pay to your insurance company. For insurers, consideration also refers to the m...
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