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Who are the main insurance underwriters?
2.2 The home and motor insurance market in Australia is dominated by four main insurers—IAG, Suncorp, QBE and Allianz—issuing cover under multiple brands....
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How do insurance excesses work?
If you need to make a claim on your car insurance, the excess is the amount you agree to pay towards the claim. It’s made up of two parts – compulsory and...
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Can a car with a bent frame be fixed?
Yes, bent car frames can be fixed. They are fixed by trained auto body repair technicians with highly precise tools and hydraulic machines. These machines...
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How long after an accident can you switch insurance?
You’re free to switch insurance companies at any time. Your old insurance company will still be the company dealing with the accident, and you’ll still ha...
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Can I put my sister under my car insurance?
So who should I add to my car insurance policy? Typically, you can add immediate family members. In some states, it’s the law to add your spouse, siblings...
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Does insurance cover floor replacement?
As long as the damage was caused by a danger specified in the insurance policy for homeowners, the insurer will pay to replace your floors. If you are unc...
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What does churning mean in the insurance industry?
Churning is another sales practice in which an existing in-force life insurance policy is replaced for the purpose of earning additional first-year commis...
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What factors are considered to rate car insurance companies?
Below are the 15 rating factors most often used by car insurance companies, along with some associated costs by insurer. Age. Age is a very significant ra...
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Do I need insurance for skiing?
Do I need ski travel insurance? Ski holiday insurance is vital, as a standard travel policy won’t be enough to cover any number of situations you might ru...
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How is whole life insurance cash value taxed?
As a general rule of thumb, when cash value remains inside a life insurance contract, it is not taxable. This means that as cash value grows inside a life...
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