technology trends
Who gets paid the death benefit?
A death benefit is a payout to the beneficiary of a life insurance policy, annuity, or pension when the insured or annuitant dies. For life insurance poli...
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Can an employee cancel their insurance at any time?
You can cancel your individual health insurance plan without a qualifying life event at any time. On the other hand, you cannot cancel an employer-sponsor...
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Can you file an insurance claim the day after an accident?
If you’re filing a claim with an insurance company, you have as long as your car insurance company or policy says you have to start the claim process afte...
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Is a bodily injury claim a lawsuit?
A personal injury lawsuit allows victims to pursue compensation for damages resulting from injuries, just like a personal injury claim, but through a lega...
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Is insurance and warranty the same?
The bottom-line difference with regards to warranty vs. insurance is that insurance covers unexpected events that lead to damage, while warranties cover e...
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What does lifetime warranty mean on a car?
Often a “lifetime powertrain warranty” really means 100,000 miles so you need to look at the fine print, but sometimes dealers really offer to cover your ...
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How do you find out if you are a beneficiary of a life insurance policy?
Contact the life insurance company The insurer should have the policy on file. Be prepared to prove that you are the beneficiary listed (usually with an I...
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Why do a life settlement?
The policy’s purchaser becomes its beneficiary and assumes payment of its premiums, and receives the death benefit when the insured dies. Some of the reas...
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Can an employee sue an employer for negligence?
In NSW there are hurdles that an injured worker must over become before they can sue their employer in negligence. In NSW, injury claims against your empl...
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How do you calculate insurance compensation?
To reach an amount of compensation for the abstract concept of your suffering, an insurance company may take the cost of your medical recovery and multipl...
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