science
Is liability insurance the same as comprehensive insurance?
The difference between comprehensive and liability insurance is that comprehensive covers your car when it’s damaged by something other than a collision, ...
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What is indemnity payment in insurance?
Indemnity Payments — (1) The losses paid or expected to be paid directly to an insured by an insurer for first-party (e.g., property) coverages or on beha...
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How soon is insurance effective after marriage?
Act quickly—once you’re back from your honeymoon, of course. You have 60 days from the date of your marriage to obtain coverage. If you enroll through you...
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Do dogs have pet insurance?
Pet insurance can help manage health costs for your pets. This can help make health care for your dog or cat more affordable and give you extra quality ti...
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Do life insurance companies share medical information?
Life insurance companies can’t directly share your medical information with others, but they can report it to the Medical Information Bureau if they are a...
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What are natural death in insurance?
Natural Death — indicates death not caused by external sources; usually pertains to death from disease or old age. Do you have to die to collect life insu...
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What are three reasons that an overpayment from an insurance carrier can occur?
Some less common reasons include: Rushing through processing. New payments/clients. Applying claims to the wrong account or transaction. Using incorrect c...
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How does child insurance work?
Child life insurance covers the life of a minor and is typically purchased by a parent or grandparent. This means coverage lasts for the child’s entire li...
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What happens if you get caught talking on the phone while driving?
If you are caught texting or holding your cell phone while driving in California, a law enforcement official can pull you over. The base fine for the firs...
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Is insurance allowed in Islam?
Most Islamic jurists conclude that conventional insurance is unacceptable in Islam because it does not conform with sharia for the following reasons: Conv...
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