human stories
How does the National Flood Insurance Program work?
The National Flood Insurance Program covers damage caused directly by a flood, defined by the NFIP as “an excess of water on land that is normally dry, af...
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What are SR-22 requirements?
If your driver’s license has been suspended, your state Department of Motor Vehicles may require you to obtain an SR-22 document, also known as a Certific...
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Does insurance cover tubal reversal?
Insurance doesn’t typically cover the procedure. Tubal reversal is expensive — several thousand dollars for the surgery, along with anesthesia and hospita...
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How do I file a claim against title insurance?
WHERE TO FILE A TITLE INSURANCE CLAIM Email: [email protected] Fax: 1.877.804.7606. Mail: First American Title Insurance Company. Attn: National Clai...
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What type of insurance should be bought while renting an apartment?
We recommend getting enough personal property coverage to cover the value of your belongings and at least $100,000 in personal liability coverage. These t...
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What is it called when states require employers to buy coverage from a state designated workers compensation program?
They are collectively called the monopolistic states because they require employers to purchase workers compensation coverage from a government-operated i...
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What does PLPD mean in insurance?
personal liability and property damage insurance PLPD stands for personal liability and property damage insurance. It is more frequently called liability ...
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Can you get homeowners insurance on an old house?
Older homes are viewed by homeowners insurance companies as “high-risk” — they can be fragile, construction materials are more obsolete, and certain struc...
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Can you drop health insurance anytime?
Can I cancel my health insurance without a qualifying event? You can cancel your individual health insurance plan without a qualifying life event at any t...
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Does the Army pay your car insurance?
No, the military does not pay for car insurance. Military personnel are required to purchase their own car insurance coverage, though most major auto insu...
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