Reliable, timely information for a clearer understanding of the world.
Term insurance has a face value, but no cash value; you won’t receive a payout if you surrender the policy before the term is over. Permanent policies, ho...
Read Publication
Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Child...
Read Publication
As a starting point, most insurance policies do not cover mould. That is, most insurance policies expressly state that they do not cover damage if the pri...
Read Publication
Convertible insurance is a type of life insurance that allows the policyholder to change a term policy into a whole or universal policy without going thro...
Read Publication
Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide cove...
Read Publication
But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 ye...
Read Publication
Children younger than 5 years should be covered under the policy (if both parents are already) from the 91st day onwards. Policies offering the highest am...
Read Publication
There is some sleuthing you can do to help you find out if there is a policy in place: Obtain the death certificate. Talk to family and friends. Search pe...
Read Publication
26 years old College students can stay on their parents’ health insurance plans until they’re 26 years old – even after they graduate. They are also still...
Read Publication
You cannot remove your spouse without their consent To remove anyone from your auto insurance, you must first be the primary named insured to make changes...
Read Publication