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How many insurance malpractice claims are frivolous?
To hear insurance executives and their right-wing lawmaker handmaidens tell it, as many as 40% of all medical malpractice claims are “frivolous.” It is th...
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What are examples of Surrender Charge Waivers?
Rather, they guarantee that the surrender charges will be waived if the annuity owner needs to take a portion of the cash value for nursing home expenses,...
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What makes an insurance contract legally binding?
There are 4 requirements for any valid contract, including insurance contracts: offer and acceptance, consideration, competent parties, and. Are insurance...
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What is the purpose of long-term care?
Long-term care involves a variety of services designed to meet a person’s health or personal care needs during a short or long period of time. These servi...
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How do I get my title and license in Maryland?
Obtaining the License Complete the application for Title Service Agent Licensing. In addition, an applicant will need to obtain the following: – Zoning ap...
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What happens if you get pulled over without insurance PA?
If your motor vehicle is not insured with liability insurance, you could face the following penalties and expenses: A minimum of $300 fine for driving uni...
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Are personal items covered by auto insurance?
While most auto policies do not cover personal property theft, you can probably file a claim for the lost items if you have a homeowner’s or renter’s insu...
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What do insurance companies go by when totaling a car?
Insurance companies determine a car to be totaled when the vehicle’s cost for repairs plus its salvage value equates to more than the actual cash value of...
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Is bee damage covered by homeowners insurance?
Most homeowner’s insurance does not cover bee removal or repair costs. Damage by bees (insects) is damage over time, rather than sudden loss, and is not c...
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What is the FDIC and what insurance does it provide?
A: The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States government that protects you against the loss of your in...
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