economy
What is universal term life?
Universal life (UL) insurance is a form of permanent life insurance with an investment savings element plus low premiums. The price tag on universal life ...
Read Publication environment
Is pregnancy a qualifying event?
Is Getting Pregnant a Qualifying Life Event? No, getting pregnant is not a qualifying life event for a special enrollment period in the marketplace. Howev...
Read Publication health
Will my lender require flood insurance?
Is Flood Insurance Mandatory? Your mortgage lender may require you to buy flood insurance. Federal law requires anyone who buys a home with government-iss...
Read Publication human stories
What happens if you lie to car insurance about accident?
One of the worst consequences of failing to be honest with your car insurance company is criminal penalties such as jail or fines. This is because dishone...
Read Publication environment
How does life insurance work for the insurance company?
Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lu...
Read Publication culture
What is the difference between a PPO and a POS?
In general the biggest difference between PPO vs. POS plans is flexibility. A PPO, or Preferred Provider Organization, offers a lot of flexibility to see ...
Read Publication education insights
Why would my insurance company cancel my policy?
Some of the more common reasons for getting your car insurance cancelled are: Non-payment. “Non-disclosure” – that means you didn’t tell them about someth...
Read Publication human stories
How do you check if your license is suspended in Nevada?
Additionally, people can always call the Nevada DMV at (702) 486-4368 to check on the status of their license. What happens if you don’t return license pl...
Read Publication technology trends
Is life insurance taxable in MN?
Life insurance. A tax is imposed on life insurance. The rate of tax equals 1.5 percent of gross premiums less return premiums on all direct business recei...
Read Publication technology trends
How often do people switch health insurance companies?
How often do Americans switch plans? Using data from the Community Tracking Study, a national household survey on health-care delivery, the authors estima...
Read Publication