health
What are the codes for auto insurance companies?
Ins company codes, or insurance company codes, typically range from 1 to 27 with the lower numbered codes assigned to low auto insurance rates and the hig...
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What is the monthly insurance cost for a 16 year old driver?
We found that 16-year-olds can expect to pay on average $813 per month for car insurance. Among the different insurers we analyzed, rates ranged from $311...
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How does workers compensation work in North Carolina?
Workers’ Comp laws in NC provide injured workers medical treatment for their injuries as well as wage replacement when they are disabled. Unlike the tort/...
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Are business fire insurance proceeds taxable?
Most business owners are shocked to learn that the receipt of an insurance claim payment for a fire or other loss may result in taxable income. This can h...
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Are annuities the same as life insurance?
Annuities are not life insurance policies. They are, in fact, designed to serve the exact opposite purpose. Whereas life insurance guarantees income in th...
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Who owns State Farm mutual car insurance?
Michael Tipsord is chairman and CEO of State Farm Mutual Automobile Insurance Company, and president and chief executive officer of State Farm Fire and Ca...
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Does workers comp cover all states?
Do all states have workers’ comp? All states have their own rules regarding when coverage is required and whether or not the state needs to be named on th...
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What do the percentages on my insurance card mean?
The “coverage amount” tells you how much of your treatment costs the insurance company will pay. This information might be on the front of your insurance ...
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Does homeowners insurance cover damage caused by tree roots?
Tree root damage isn’t the same as other reasons for clogs and cracks. In fact, repairing tree root damage isn’t a cost that’s covered by all standard hom...
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What is general aggregate on an insurance policy?
The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. Unlike a per-occurrence limit, which li...
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