economy
Does group health insurance cover family members?
Businesses and organizations buy group health insurance plans in order to provide medical coverage to their employees or members. Group health premiums ar...
Read Publication environment
Does my car insurance cover me as a passenger in another car?
File a claim through your driver’s policy PIP and MedPay both cover all passengers in the car and are considered “first-party benefits” insurance. Unfortu...
Read Publication education insights
What does it mean when an insurance company is domiciled?
Licensed insurers by state An insurance company is said to be “domiciled” in the state that issued its primary license; it is “domestic” in that state. Ma...
Read Publication health
What is an example of a limited pay life policy?
Limited Pay Life policies, such as LP65 and 20-Pay Life, are variations of Whole Life or Straight Life. All whole life insurance is designed to reach matu...
Read Publication world affairs
What happens if an employer does not have workers comp?
What happens if I fail to take out workers compensation insurance? If an employer fails to take out workers compensation insurance, they could receive a ‘...
Read Publication education insights
Does homeowners insurance cover outside pipes?
Homeowners insurance may help cover damage caused by leaking plumbing if the leak is sudden and accidental, such as if a washing machine supply hose sudde...
Read Publication technology trends
How much insurance should an independent contractor carry?
Common practice dictates that a contractor should have about $1 million in general liability insurance at least. But it is often best to have $1 million i...
Read Publication economy
What kind of insurance is QBE?
QBE is an international insurance company that has been providing homeowners insurance in the United States for 40 years. The company offers standard cove...
Read Publication technology trends
Who is responsible for a leak in a condo?
In a condominium, the owner of the unit is responsible for maintaining and repairing everything in their unit. Therefore, if the source of the leak is in ...
Read Publication technology trends
Who is the beneficiary of a credit life insurance policy?
The value of your policy will slowly decrease as your loan is paid down, and the beneficiary of the policy is typically the lender. While credit life insu...
Read Publication