education insights
Will my insurance go up with 2 points?
Two points will increase a driver’s insurance costs by roughly 20% to 100%, depending on the state, insurance company and type of violation. Two points ar...
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Can a quitclaim deed be used to sell a house?
An alternative mechanism for transferring property is a warranty deed. Typical in real estate sales, this type of deed requires a title search and title i...
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Can life insurance beneficiaries be changed?
A revocable beneficiary can be changed at any time. Once named, an irrevocable beneficiary cannot be changed without his or her consent. You can name as m...
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When did Workers Comp begin?
In 1911, California first provided for voluntary workers’ compensation disability benefits (Roseberry Act). Then in 1913 the Boynton Act was enacted estab...
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Can you stack liability policies?
UM/UIM in California is governed by Insurance Code section 11580.2. And, in California, UM/UIM does not stack so you can not add up policies; you can only...
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Will I lose my Licence for driving without insurance?
Will I lose my driving licence? Although driving an uninsured vehicle can result in a ban from driving for up to 28 days, in most cases a first offence wi...
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Can an expat get health insurance?
Expat health insurance from Aetna International is an annually renewable policy, which provides worldwide health cover to globally mobile individuals and ...
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Does AAA offer rental property insurance?
As a landlord, you may want to require that your tenants carry renters insurance to prevent any problems or misunderstandings down the line. AAA offers sp...
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Can a person Drive my Car if they are not on my insurance?
As long as you give permission to somebody to drive your vehicle, they will be allowed to drive your vehicle even if they are not listed on your insurance...
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Do I have to list other drivers on my insurance?
We cover anyone who drives your car, even if you haven’t nominated them on your policy1. If the driver of your vehicle is young or inexperienced then an a...
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