culture
Do long-term care policies have a cap?
The policies usually cap the amount paid out per day and the amount paid during your lifetime. Under most long-term care policies, you’re eligible for ben...
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Is there a difference between bonds and savings bonds?
Treasury bonds earn a set rate of interest, determined at the time of the auction, varying relative to current market rates. The Treasury also sets intere...
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Can I get car insurance with a permit in Texas?
Adolescents who have a learner’s permit and do not have coverage under a parent’s policy must have auto insurance while learning to drive according to Pol...
Read Publication politics
Can my homeowners insurance be Cancelled?
Your insurer can choose to either cancel or just not renew your homeowners policy, depending on the situation, but non-renewal is the more common of the t...
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What does it mean that Arizona is a no-fault state?
With one exception (described below) Arizona is a no-fault state, which means, you can’t file for a traditional divorce based on fault. A fault divorce is...
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How much is a ticket for no insurance in NY?
The traffic court fine could be as much as $1,500 for driving without insurance or allowing someone else to drive your uninsured vehicle. You will have to...
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Can someone drive my car if they are not on my insurance in Texas?
Most standard insurance policies will cover a driver that’s not listed on your policy but has permission to drive your car. In the event that you specific...
Read Publication human stories
Why did Congress pass the FDICIA of 1991?
The Act was signed into law by President George H.W. Bush in December 1991 in response to problems in the banking and thrift industries. Congress enacted ...
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Is burglary covered by insurance?
Burglary insurance policy offers compensation for loss and damage resulting from a burglary attempt in your premises. A forceful entry by an intruder into...
Read Publication education insights
Are twisting and churning legal?
Churning is in effect “twisting” of policies by an existing insurer. While replacement of existing coverage is a perfectly legitimate practice, inducing c...
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