culture
What insurance do small businesses pay?
Commercial General Liability Insurance or General Liability Insurance for small business in Alberta, the most popular coverage, that can protect you for e...
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What is the purpose of insurable risk?
Insurable risks are risks that insurance companies will cover. These include a wide range of losses, including those from fire, theft, or lawsuits. When y...
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Which syllable is stressed in the word insurance?
Dictionaries show the stress of ‘insurance’ should be on the second syllable; however, I keep hearing the word pronounced with stress on the first. Is als...
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Can you use your health insurance for someone else?
The answer is a big, ol’, fat NO, you can’t use someone else’s health insurance. Each health insurance plan is connected to an individual person and their...
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Who do you pay your homeowners insurance deductible to?
You won’t pay your deductible to the insurance company like a bill. Instead, it’s subtracted from the amount the insurance company pays. You pay the rest ...
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What does limits mean in insurance?
WHAT IS AN INSURANCE LIMIT? An insurance limit is the maximum amount of money an insurer will pay toward a covered claim. The higher your coverage limit, ...
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Do actors have to be insured?
The Screen Actors Guild (SAG) offers benefits to members including health insurance, pensions and more. They do not need to be celebrities. They must join...
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What are manual rates in insurance?
manual rating — A method of setting premiums or rates in which an insurer uses the insurer’s average cost experience with all groups in a business segment...
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What does PMI insurance cover?
What Is Private Mortgage Insurance (PMI)? PMI will reimburse the mortgage lender if you default on your loan and your house isn’t worth enough to repay th...
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Can you buy disability insurance after age 65?
Long-term benefits begin when short-term disability benefits stop. Benefits from group long-term disability policies generally continue until either age 6...
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